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Bancassurance Products
regions, including the U.S. industry. There is no direct representation from either banks or insurance companies ... ruled that a bank in any of these small towns can direct market insurance virtually anywhere. In November ...- Authors: Application Administrator, Oscar Zimmerman, Chris M Rutten, Jean C Gora
- Date: Jun 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Global Perspectives; Life Insurance; Public Policy
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European Insurance Market Update
cost terms from the bank channel and indeed from direct business. The French regulators do operate a prescriptive ... life insurance market, although bank channels and direct channels are growing strongly in Holland as well ...- Authors: Seamus Creedon, Godfrey Perrott, Michael Gabon, Andrew Chamberlain
- Date: May 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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Guaranty Funds
dealing with insolvencies in Illinois and as a primary drafter of the proposed NAIC model life guaranty ... rarely used, if ever. In order to fulfill its primary function, when an insurer is declared insolvent ...- Authors: Susan E Dew, Larry M Gorski, Jeffrey S Marks, Ernest R Porter, John C Winter
- Date: Jun 1986
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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Give Me Some Credit! The 50-Year History of Credit Regulation
less the compensation, less something for the direct-writing insurance company. We developed underwriting ... have an insurance company generally formed by the direct writer, and each producer of credit insurance gets ...- Authors: Robert J Butler, Gary T Fagg, William F Burfeind, Bruce Camacho
- Date: Oct 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Life Insurance; Public Policy
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New Actuarial Standards for Insurance Company Reporting in Canada
First year commissions are 50% of premiums, other direct first year expenses are 50% of premiums, indirect ... outset, I would like to state that GAAP has as its primary objective the proper matching of costs and revenues ...- Authors: Kenneth T Clark, Daniel J Kunesh, Robin B Leckie, Michael Rosenfelder
- Date: May 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting; Public Policy
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Life and Casualty Company Organization for the 1980's
The second major engine of change is technology, primary information management and communication systems ... movers that I have just mentioned obviously have a direct relationship to insurance marketing and distribution ...- Authors: Jack V Masterman, C Norman Peacor, C David Silletto, Frank W. Barsalou
- Date: May 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance; Leadership>Change management; Relationship Management>Staff management and motivation; Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Expenses - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Whole life; Public Policy; Technology & Applications
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Current Developments Surrounding Regulations and Standards of Life and Annuity Products
ATKINS: Does anybody think the market could take care of these excesses on its own? MR. MILLER: It demonstratively ... average credit rate tight now is 6-7.5%. I don't care whether you had a discipline scale or an undisciplined ...- Authors: James Atkins, Shane A Chalke, Walter N Miller, Robert E Wilcox
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Agent's Compensation: Individual and Group Aspects
good news is that in- flation, especially in health care, has created higher premiums and more commission ... more frequently include vision care and dental care, especially dental care. These products have the effect ...- Authors: Joseph R Brzezinski, Stephen Carter, J Ross Hanson, Alice M Neenan
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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Life Company Valuation In An Environment Of Change
October 1979 the Federal Reserve Board ended its direct regulation on the interest rate in the United ... mature. 1542 PANEL DISCUSSION Of course the primary purpose of any valuation regulation is to help ...- Authors: Allan Affleck, Gary Corbett, James P Greaton, Robert A Miller, Carl R Ohman
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Public Policy
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Federal Versus State Regulation of Reinsurance
are not significant. The major insolvencies of direct writers have not related to reinsurance. Life insolvencies ... that is difficult to analyze. It is generally, for direct writers, considered to be an optional bill, but ...- Authors: John E Bailey, James R Horein, Denis W Loring, Eugene L Copeland, John E Tiller, Antonio Vila, Michael P. Tine
- Date: Oct 1992
- Competency: External Forces & Industry Knowledge>External forces and business performance; Relationship Management>Relationships and trust; Results-Oriented Solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy; Reinsurance